News (1576)
He has over 12 years of experience in various fields such as humanitarian aid, finance, and entrepreneurship. With Naledi Services, he supports SMEs and start-ups in their digitization process.
Patrice Binwa Aganze (photo) is a Congolese entrepreneur who graduated from the University of Goma in 2011 with a degree in finance and financial management services. He also holds certificates of Professional Competence from Trust Merchant Bank and HavardX. He is renowned as the founder and CEO of tech company Naledi Services.
The company was founded in DR, in 2014. It develops custom web and mobile apps, and offers and maintains security systems, among other things, to help entrepreneurs in their management tasks.
"Naledi Services was created to provide solutions that improve the management of SMEs and startups. Our slogan says it best: “Think IT, Get IT”. We have noticed that many people start their businesses with the buzz around entrepreneurship, but the vast majority of Congolese SMEs do not have management tools adapted to their business," said Patrice Binwa Aganze on what prompted him to create the company, during an interview with TechCabal on May 2, 2023.
The digital solutions he provides SMEs and startups include Reflet, a store management software that offers the possibility to create loyalty programs to reward customers when they visit points of sale. There is also Akiba, a savings management software designed for microfinance institutions and establishments.
Naledi Services is also a communications agency that offers its clients advertising, media, print, marketing, press, and public relations management. It also manages professional and leisure events. To date, Naledi Services has 2,351 active users and has worked with over 375 SMEs and NGOs.
Its founder, Patrice Binwa Aganze, is a UN Capital Development Fund Business Development Support Expert since 2020. He entered the professional world, in 2009, by joining Radio Kivu One as a columnist. At the same time, he was working for APROFIME (Action pour la promotion de la fille-mère) as a senior accountant. He was also a customer service agent for Trust Merchant Bank from 2013 to 2014.
Melchior Koba
In recent months, various accusations have been leveled against social media giants in Africa. This could take another turn with the birth of an African union of moderators.
On the sidelines of labor day, last May 1, more than one hundred and fifty employees of subcontractors of Meta, OpenAI, or ByteDance met in Nairobi, pledging to create the first African union of content moderators, several media outlets reported.
The new union aims to address issues that these workers regularly complain about, including poor working conditions, pay that is sometimes less than $2 an hour, and the impacts of content moderation on their mental health.
"There have never been more of us. Our cause is right, our way is just, and we shall prevail. I couldn’t be more proud of today’s decision to register the Content Moderators Union," said Daniel Motaung, a former content moderator who was fired after he decided to register a content moderators’ union.
The unionization efforts began three years ago after several contested terminations, including that of Daniel Motaung employed by Sama, the company responsible for Facebook content moderation in East and South Africa since 2019.
Another issue that led to the creation of the union is the low budget dedicated to “the rest of the world.” In 2021, a Wall Street Journal investigation found that Meta's Facebook was spending 87 percent of its disinformation resources in the United States and Western Europe at the time, leaving the rest of the world vulnerable to the dangers of misinformation.
By setting up the African Union of Moderators, the professionals who work or have worked for Facebook, TikTok, or ChatGPT hope to give workers more bargaining power, which can translate into higher wages, better working conditions, and more benefits.
Samira Njoya
Since 2020, the U.S.-based international organization has been providing additional capital to associations working for digital inclusion in three countries around the world. For this edition, six countries are concerned, including Ghana and Senegal.
The Internet Society Foundation, an organization that promotes the development of the Internet worldwide, announced on April 30, the opening of applications for the 2023 edition of its Strengthening Communities, Improving Lives, and Livelihoods (SCILLS) program.
The organization will award up to $250,000 in grants for projects that leverage the Internet to promote economic inclusion and boost education opportunities. In Africa, two countries are eligible, namely Ghana and Senegal.
"Internet access has increased significantly in Indonesia, however, access to Internet knowledge and skills remain out of reach for some. This new round of SCILLS program grants will support organizations that connect underserved communities with the critical digital skills needed to unlock economic growth and educational opportunities," said Sarah Armstrong, executive director of the Internet Society Foundation.
Interested parties are invited to apply with complete applications by May 31st.
Let’s note that at the of end 2022, the Internet penetration rate was 99.03%, up from 94.82% the previous year, according to a report by the Senegalese Telecommunications and Postal Regulatory Authority (ARTP).
Samira Njoya
In Africa, the lack of financial resources is not the only factor that affects access to education. The social environment can sometimes also be an obstacle. In those conditions, the well-directed use of ICT tools can address the issue.
ICT tools can be beneficial in many ways for children’s education, according to the World Bank. The international institution makes this assumption based on the experiment it facilitated, between 2018 and 2020, in the States of Kano and Jigawa, in Northwest Nigeria. The experiment involved 9393 rural households whose children aged 6 to 9 and their parents were subjected to two digital learning approaches. The approaches led to a 42% drop in the nonenrolment rate.
The baseline sample selected by the World Bank included 2,335 households in 32 communities that received only aspirational videos for parents to change their mindset and wish for better for their children. Also, 2,345 households in 32 communities received aspirational videos, and 40% of them also received a smartphone with educational content. 4,713 households in 64 communities served as a control group.
The results, documented in the “Improving Enrollment and Learning through Videos and Mobiles Experimental Evidence from Northern Nigeria” policy research paper demonstrate that aspirational videos alone reduced girls' aspirations to marry at the ages of 15 to 18. The videos had the greatest impact on the girls' parents. In households that received the aspirational videos and the smartphone, children's literacy and numeracy skills improved by 0.46 points and 0.63 points, respectively, compared to the control group.
According to the World Bank, no evidence of heterogeneous effects by gender was found overall, "highlighting the potential of edtech to also effectively reach girls in conservative settings, where girls' seclusion or a strong bias towards boys’ education may prevent girls from accessing formal schooling."
"Our heterogeneous analysis by gender shows that the interventions worked for both girls and boys and that the magnitude of treatment effects across gender were generally similar for the main outcomes (school enrollment, and literacy/numeracy skills),” the research paper informs.
Social pressure, a barrier to education
The research reveals that since smartphones are often used by multiple household members in low-resource settings, the resources provided for the experiment improved the literacy and numeracy skills of older, non-targeted siblings, reduced early parenthood among adolescents living in targeted households, and reduced early labor market entry.
For the World Bank, this is bonanza. In its 2019 Reading and Access Research Activity report, the institution revealed that northern Nigeria was significantly behind the national average in terms of education. Less than 3 percent of second graders in public elementary schools could read Hausa text with 80 percent or better comprehension. In the northwest, only 29 percent of women aged 15-49 and 59 percent of men were literate. Only 40 percent of 30-34-year-olds were educated in the northeast and northwest zones, compared to 90 percent in the southeast and southwest regions of the country.
The study believes the situation in the northwest is due to the strong adherence of the population to traditional norms. The formal legal institution of Sharia law, which applies in most northern states and covers social, civil, and criminal matters, has reinforced social norms that encourage early marriage among adolescents and thus early pregnancy. All of this represents additional barriers to education. The emergence of the militant terrorist group Boko Haram, which translates to: "Western education is forbidden," has created an additional barrier to school enrollment and attendance in the north of the country.
According to the World Values Survey 2017-2021 cited by the World Bank, 42 percent of respondents in Nigeria believe that college is more important for a boy than a girl and 41 percent believe that preschoolers suffer when mothers are employed. These norms contrast with those observed in other countries such as Kenya, where the proportions of the population holding these views are 18% and 23% respectively.
A few years back, Morocco's General Directorate of National Security (DGSN) embarked on a series of measures to advance the country's digital transformation, collaborating with both public and private entities within the kingdom.
Recently, the Moroccan Court of Accounts (MCA) joined forces with the DGSN to encourage local financial courts to increasingly adopt the national digital identity system. To solidify their partnership, the two organizations signed a memorandum of understanding last Thursday in Rabat.
The MCA stated in a press release that the agreement "will facilitate the creation of a secure and reliable system to verify and supplement national identification data, streamlining financial jurisdiction operations and enhancing efficiency in executing and notifying procedures entrusted to them."
Launched by the DGSN in 2021, the digital identification system aims to provide citizens with highly secure digital identities, incorporating cutting-edge technologies in identity documents by 2030.
Abdellatif Hammouchi, the DGSN's director general, emphasized the need to broaden institutional partnerships that aid in identifying and authenticating digital users in order to safeguard, simplify, and digitize government services.
As per the new memorandum, financial courts will gain the capability to verify and complete data on individuals subject to the law. This is anticipated to reinforce the rule of law and its implementation while adhering to a secure system that upholds personal data protection standards.
Samira Njoya
In 2009, the Universal Postal Union encouraged its members to upgrade their addressing systems. With the current digital transformation wave sweeping across the tech landscape, many nations are seizing this opportunity to modernize their postal sectors.
Liberia recently unveiled a digital addressing system, SnooCODE, launched on April 25 in the capital city, Monrovia, by Cooper Kruah, the Minister of Posts and Telecommunications.
Developed by the UK-registered company of the same name, based in Ghana, SnooCODE operates on the mapping of the Liberian national territory. It's versatile, allowing for sending mails, tracking parcels, and even serving as a digital signature.
"Today, every corner of Liberia has a digital address, and efforts are underway to complete the operationalization of codes and to bring everyone on board. This system has been designed to address pressing health issues via technology," declared Minister Kruah.
He further revealed that the system underwent two trial phases in 2013 and 2019, as part of Liberia's initiative to foster digital technologies within the nation.
Sesinam Dagadu, the founder and CEO of SnooCODE Limited, stated that the new digital addressing system is among the most advanced globally. Users can access this system through an app available for download on the Google Play Store and App Store, with both online and offline functionality.
Once fully implemented nationwide, SnooCODE will bolster the efficiency of emergency services and security forces. It will also propel the growth of e-commerce and postal activities and streamline the duties of tax authorities.
Samira Njoya
To achieve digital inclusion and digitally transform the continent, Smart Africa Alliance needs to collaborate with several actors. Hence the recent partnerships.
On the sidelines of the 6th edition of the Transform Africa summit (April 26-28) in Zimbabwe, the Smart Africa Alliance signed partnership agreements to promote digital transformation in all key sectors.
Notably, it signed agreements with the Internet Society, Hitachi Systems Security, Estonian ICT, Zhejiang University, and the Innovation for Policy Foundation (i4Policy).
With the Internet Society, Smart Africa signed a memorandum of understanding to collaborate on a range of issues, including community network development, measuring Internet resilience and reliability, and capacity building.
The agreement with Canadian company Hitachi Systems Security aims to assist and support African cyberspace among other things.
As for the agreement with the Estonian association Estonian ICT, it provides for the design, development, deployment, and operation of public digital infrastructure on the continent.
The collaboration with Zhejiang University will contribute to knowledge generation and dissemination through the Smart Africa Digital Academy (SADA).
With the Innovation for Policy Foundation, Smart Africa envisions collaboration on various topics consistent with their respective vision and mission. i4Policy advocates and lobbies for the adoption of innovation-friendly policies in various sectors, including digital.
It is worth noting that the partnership agreements add to the one signed on Tuesday, April 25 with the African Development Fund (ADF) for the launch of the IDECT project aimed at boosting e-commerce in Africa
The partnership comes a month after Mastercard partnered with Egypt to digitize the local economy. It aims at giving consumers faster access to digital loans.
Egyptian software development company egabi FSI and Mastercard recently signed a partnership to expand access to digital lending solutions across Africa, Eastern Europe, and the Middle East. The information was disclosed by Mastercard on Thursday, April 27.
This agreement will lead to the digitization of the lending ecosystem and the introduction of innovative products for “growing segments such as BNPL, microfinance and SME.”
According to Ahmed Sameh, CEO of egabi FSI, the partnership with Mastercard "reflects the confidence of global financial institutions in egabi FSI as a fintech facilitator and the quality of egabi's products. This partnership will pave the way for greater market coverage and together with Mastercard, we will be able to redefine the digital lending industry in the region."
Under the partnership, “Mastercard will activate egabi’s digital-lending capabilities and assets to provide an end-to-end lending proposition to financial institutions and fintech companies.” The proposition will be “further enhanced by offering Mastercard’s Digital First products to issuers willing to enter the digital lending space.”
This strategic partnership follows partnerships initiated by Mastercard in Egypt to connect and power an inclusive digital economy that benefits everyone, everywhere with secure, simple, smart, and accessible transactions. In March 2023, Mastercard announced a new partnership with the National Bank of Egypt (NBE) to “bring next-level digitization into the Egyptian economy.” Five months earlier, in October 2022, the company partnered with some Egyptian banks to bolster the local fintech ecosystem and boost financial inclusion.
Samira Njoya
E-commerce is often touted as the way of the future in Africa. The sector has grown exponentially in recent years and the International Finance Corporation (IFC) expects it to grow further in the coming years.
Last Tuesday, the African Development Fund (ADF) -the concessional window of the African Development Bank (AfDB)- and the Smart Africa Alliance announced a Memorandum of Understanding (MoU) to launch the Multinational - Institutional Support for Digital Payments and e-Commerce Policies for Cross-Border Trade (IDECT), which aims to streamline digital payments and e-commerce policies in ten African countries.
The MoU was signed in Zimbabwe by Lacina Koné (photo, left), the CEO of Smart Africa, and Leïla Mokaddem, Director General of the African Development Bank for Southern Africa on the sidelines of the 6th Transform Africa Summit (TAS), which runs until Friday, April 28, in Victoria Falls.
"This initiative will support the development of harmonized e-payment policies, capacity building, and gender-responsive frameworks, ultimately fostering a digital business ecosystem that generates employment opportunities across the continent," Leïla Mokaddem said.
According to the AfDB, IDECT will assess policy gaps in the digital trade and e-commerce ecosystems of Côte d'Ivoire, Benin, Ghana, Liberia, Uganda, South Sudan, Zimbabwe, Republic of Congo, São Tomé and Príncipe, and the Democratic Republic of Congo.
The 3-year project will be executed by the Smart Africa Alliance from Kigali (Rwanda) and jointly funded by the African Development Fund and Smart Africa.
Ultimately, IDECT's programs are expected to reach 600 participants, 60% of whom will be women and youth. In addition, a certified online training program will be designed for 2,500 participants, 60 percent of whom will be women. This program will be gender sensitive and address the specific challenges faced by women in the fields of e-commerce and digital business.
Samira Njoya
Senegal wants to recapitalize its postal company to save it from its ongoing problems. One of the main solutions considered for this restructuring bid is service digitization.
Last Tuesday, Senegal’s public postal operator La Poste and mobile money company Orange Finances Mobiles Senegal signed a partnership agreement to implement innovative projects.
On its Twitter account, La Poste indicates that the agreement focuses on customer management with innovative and inclusive tools as formulated in its strategic expansion plan PSE-La Poste.
A few months ago, Senegal decided to restructure its postal company and revive its activities. For that purpose, sectoral actors elaborated a strategic expansion plan aimed at transforming the public postal company, modernizing its sorting and hybrid mailing center, setting up a modern customer relations center, improving existing processes, products, and services, and introducing innovative services.
To successfully implement the expansion plan, La Poste joined forces with choice partners, including Orange Finances Mobiles and Ecobank.
Under the new partnership, La Poste will benefit from Orange’s experience in the development of innovative services and products. Meanwhile, Orange will capitalize on the postal operator’s assets and advantages, such as its proximity to the population and its extended network that allows it to be a reliable partner in the rapidly changing mobile money industry.
Samira Njoya
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Low Internet penetration and growing demand for broadband have attracted many international and local investors to the Democratic Republic of Congo. To meet the population’s demand, companies are joining forces to develop common strategies.
Last Friday, tech company CSquared and data center management operator Raxio signed a memorandum of understanding to improve Internet connectivity in the Democratic Republic of Congo.
Yannick Sukakumu (photo, left), Raxio's general manager in the DRC, says the MOU provides the missing piece for Raxio to serve its customers in the country. It will allow CSquared DRC to connect the various Raxio data centers to offer quality internet to clients.
The partnership is part of Raxio's ambition to deploy several data centers to host IT equipment, and critical communication infrastructures, among others. For CSquared, this collaboration is part of a coherent strategy to expand its footprint across Africa in a context marked by high demand for broadband connectivity on the continent.
"By building infrastructure such as fiber optics and data centers and connecting them with existing technology solutions and services, we believe we are building an ecosystem” that will support the creativity of our youth, which is in dire need of such support, said Alain Malanda (photo, right), manager of CSquared DRC.
Samira Njoya
The African video game market is currently growing steadily with a rising number of gaming communities being built on the continent. It is therefore important to create a framework to develop the sector and train future professional gamers on the continent.
On April 19, 2023, in Dakar, the Senegalese eSport promotion committee CONAPES and Senegal Digital (SENUM SA) signed a partnership agreement to promote eSport in the country. The agreement aims to allow access to digital development centers (ESS) for gamers.
On Twitter, CONAPES explains that the partnership is an opportunity to democratize eSport, but also an opportunity to offer training in professions related to gaming, in line with the digital inclusion so desired by and for the Senegalese youth.
Under the agreement, SENUM SA and CONAPES will build a network of 45 ESSs dedicated only to gaming. Therefore, gamers will access the resources available to all the ESSs present in the 14 regions, including 6,000 kilometers of fiber optic cable offering very high-speed internet. The main objective is to create 45 eSport Clubs (Pro Gamer), 45 eLeagues, and a national eSport competition, namely the Senum Esport Competition (SECO).
The partnership will also give CONAPES staff access to a vast training and mentoring program on professions related to electronic games, immersive sports, cybersports, techsport, and phygital sports including innovative technologies, artificial intelligence, drones, and exoskeletons...
For CONAPES, with such an agreement, Senegal becomes the first African country to launch a LAN network dedicated to competitive gaming.
Samira Njoya
Over the past five years, financial support for African technology startups has increased. Confidence in local innovators continues to grow and attract investors who are aware of the opportunities in the African digital economy.
Launch Africa is one of the most active investors in the African startup ecosystem, according to Africa: The Big Deal. Since launching operations in mid-2020, the pan-African venture capital fund has invested more than $31 million in 133 deals, averaging more than one deal per week. The check size of most of its deals ranges between $100,000 and $300,000, with a median check of $250,000.
So far, it has focused on 22 countries. Startups in four countries in particular Nigeria, South Africa, Kenya, and Egypt have alone attracted $21 million of its overall investments (in 89 deals).
Five other markets have attracted more than $1 million. They are namely Ghana, Senegal, and Côte d’Ivoire (in West Africa) as well as Tanzania and Tunisia. The investment team also went off the beaten path by identifying investments in often overlooked countries such as Togo, Sudan, and Angola.
Fintech was the sector in which Launch Africa invested the most with 42 deals (32%) valued at $11 million (36% of its overall investments) across 13 markets. In Nigeria, fintech attracted 13 deals.
Other sectors that attracted heavy Launch Africa’s investments were marketplaces, logistics, big data, and healthtech, each of which attracted between $3 million to $4 million in 15 to 20 deals. Transactions in marketplaces, logistics, and big data were made in about 10 markets. On the other hand, support for healthtech focused on 5 markets, with 7 transactions in South Africa.
Muriel Edjo
Due to the lack of confidence in its currency, Zimbabwe has decided to introduce a digital currency backed by gold. The currency is expected to let citizens store value and protect themselves from exchange rate volatility.
Zimbabwe will soon launch a gold-backed digital currency in an attempt to stabilize its fiat currency, whose continued depreciation against the U.S. dollar is strangling the economy, local media outlet The Sunday Mail reported last Sunday, citing Central Bank Governor John Mangudya (photo).
According to the media outlet, the central bank governor explained that the planned currency would enable people with tiny quantities of Zimbabwean dollars to trade their money for digital tokens to preserve value and hedge against currency fluctuation.
He said the current high volatility in the exchange rate is linked to expectations of an increase in the supply of foreign currency in the market, with the start of the tobacco auction season. Indeed, the Tobacco Industry and Marketing Board (TIMB) announced on March 8 that national tobacco production is expected to increase by 8.5% in 2023 to 230 million kg, thanks to good weather conditions and an increase in planted area.
Zimbabwe is facing a severe economic crisis since the early 2000s after former President Robert Mugabe's land reform broke up a key sector of the country's economy and forced it to stop repaying nearly $13 billion in debts to the World Bank, the African Development Bank (AfDB), the European Investment Bank (EIB) and Paris Club member countries.
The expropriation of white farmers discouraged foreign investment and led to a sharp drop in exports, prompting the Mugabe regime to start printing large amounts of money, leading to a long period of hyperinflation. Against this backdrop, the government was forced to abandon the Zimbabwean dollar in favor of the U.S. dollar in 2009. The Zimbabwean dollar was then reintroduced in 2019 in an attempt to revive the stagnant economy, but it has since continued to depreciate against the greenback.
Confidence in the Zimbabwean currency has been low since people saw their savings wiped out by hyperinflation that reached 5 billion percent in 2008, according to the IMF. Most Zimbabweans prefer buying U.S. dollars on the black market to keep them as savings.