The decree-law no. 2023-17 of March 11, 2023, governing cybersecurity in Tunisia and setting out the missions and operating structures of the National Cybersecurity Agency (ANCS), came into force on Monday, September 11.
Placed under the authority of the Ministry of Communication Technologies, the new agency will be responsible, among other things, for supervising the security of the information and communication systems of public and private companies in the national cyberspace.
Mauritania, like several African countries, is stepping up efforts to develop entrepreneurship and support startups and SMEs. For more efficiency, the country needs a framework that will govern all of its actions.
On Saturday, September 9, the Mauritanian Parliament approved the Startup Act, the draft startup law in Mauritania, the Ministry of Digital Transformation announced this in a press release published by local media.
"The purpose of this law is to promote the creation and promotion of startups in Mauritania [by focusing on] creativity, innovation, the use of new technologies, the achievement of high added value as well as national and international competitiveness," the release informs.
The draft law was initiated by private and public stakeholders of the Mauritanian tech industry in March 2022. On September 7, 2023, it was presented to Ministers at the Ministerial Council held that day. The law is part of the Islamic Republic of Mauritania's overall strategy for the development of the digital economy and innovation. Its main objective is to define an incentive-based legal and institutional framework for the creation and development of young technology companies in Mauritania.
According to the country's authorities, the law includes provisions such as conditions for granting the startup label and support as well as conditions for access to tax, customs, and miscellaneous incentives to facilitate the installation and development of startups.
Once promulgated by the President of the Republic and implemented, the Startup Act should facilitate startups’ access to financing and investment, both locally and internationally. The aim is to label 300 startups over the next five years, support a dozen or so entrepreneurial support institutions –therefore helping create 3,000 direct jobs– and contribute to the digital economy at a rate of around 2.5 million MRU ($66,000) in sales per labeled startup.
Samira Njoya
After years of successful operations in Egypt, the super app decided to enter several Middle Eastern markets this year. To this end, it has signed several partnerships to enhance its services.
Yalla is a super app developed by an Egyptian startup. It enables users to send and receive money, pay merchants, and order food from partner restaurants. The Cairo-based startup behind it was founded in 2021 by Waleed Sadek.
Through its mobile app –available for Android and iOS devices only, users can create accounts to access its various services. In addition to the main services mentioned above, it also integrates on-demand transport, an online store, payment for data and airtime, insurance subscriptions, etc. Yalla also offers virtual cards to facilitate online commercial transactions.
"Yalla Card (physical & virtual in Yalla Super App) is the only financial account you will ever need to manage your money. It will help you send, receive, pay, withdraw, save, invest, and track your money," the startup explains on its website. It is also possible to make ATM withdrawals, lock and unlock the card in just one click, and set spending limits, right from the mobile app.
The super-app claims over 1.6 million users and more than 6 billion Egyptian pounds (approx. $194 million) in transactions since its launch. In addition to Egypt, it is also present in the United Arab Emirates, Pakistan, and Saudi Arabia. Talking about the expansion into Saudi Arabia, which was announced last week, Waleed Sadek explains that his startup aims "to attract around one million Saudi users in the first year of operation, by offering the best possible services that meet” customers’ needs.
Adoni Conrad Quenum
In Gabon, Akewa is positioned as a beacon of innovation. Its commitment to fostering entrepreneurship and providing technological solutions to community challenges sets it apart as a leader in the technology industry.
Akewa Accelerator claims to be the first incubator and accelerator launched in Gabon for entrepreneurs and young people with innovative projects in the ICT, mobile technology, social and solidarity entrepreneurship, and green economy sectors.
Founded in 2013 by Fabrice Ntchango –a serial entrepreneur who is the CEO of the accelerator, Akewa offers a wide range of services involving the provision of workspace, technology incubation, and mentoring. It provides support to project leaders or promoters who want to launch or develop their businesses. Its Services are focused on key sectors such as cultural industries, renewable energies, agri-food, ICT, and the environment.
Akewa’s pre-incubation and incubation programs support project leaders in developing and validating their business ideas, designing and testing a prototype, and drawing up a bankable business plan.
Its acceleration program offers early-stage startups access to mentoring, investors, and other forms of support to help them become stable and self-sufficient. The program can last from two to six months. It also provides accelerated startups with logistical and technical resources, as well as co-working space.
In 2022, it implemented notable initiatives including “Green Accelerator”, an entrepreneurial support program that took place entirely online. It also implemented the "Young Girl Digital Mother" (YGIDIMO), a program that provided digital coaching to 10 young mothers, helping them to develop income-generating activities. The award ceremony for the first winner of the YGIDIMO program took place in March 2023.
Akewa Accelerator has also created technological solutions, such as the Africa Climate App, a hybrid application that prevents climate risks and disasters, as well as the CINES Business & Digital School web platform, which offers certified training to its customers.
It also offers auditing, consulting, and strategy services. It helps companies raise funds and offers training courses as well as organizes events such as competitions, networking sessions, and conferences.
Thanks to its various initiatives and programs, Akewa won the award of the Best African Technology Company of the Year 2022, organized by the Alpha Blue Foundation and the African Digital Conference & Awards (ADCA). "This award confirms that we offer reliable, sustainable technological solutions that serve communities," its founder said, in January 2023, when the award was announced.
Melchior Koba
He has a PhD in computer science and has worked for several international firms. After venturing into the world of entrepreneurship, he launched an agritech startup that offers solutions to help stakeholders make the right decisions.
Dieu Donné Okalas Ossami (photo) is a trained computer scientist and tech entrepreneur. Born in Congo, he studied in France where he graduated (in 2002) with a Master of Advanced Studies in software engineering from the University of Franche-Comté. He also holds a PhD in computer science (in 2006) from the Marketing Academy in London, England.
In 2015, he founded E-Tumba, an agritech startup that combines mobile technologies, big data, connected objects, and mechanistic agronomic models to make productive and sustainable agriculture a reality in Africa. Based in Montpellier, France, it designs, develops, and supplies smart advisory and decision-support tools for agriculture and the environment for producers and technologically under-equipped areas in Africa.
His startup has designed and developed two main technological solutions. The first, Fieldsim, is a SaaS (Software as a Service) platform that helps producers make their agricultural sectors more sustainable. The solution, focused on agriculture and the environment, combines three service levels, namely industry management, advice, and decision support.
The second solution, BioFuncTool, is aimed at all players in the agricultural value chain. It is a digital solution comprising a mobile field application and a SaaS web application enabling non-specialists to measure, assess, and preserve the biodiversity of agricultural soils.
Since 2013, Dieu Donné Okalas Ossami has been an IT Security Analyst for VeriFone Systems France in Europe, the Middle East, and Africa. His professional career began in 2005 at I.U.T Nancy-Charlemagne, where he was an assistant professor.
A postdoctoral researcher at Compiègne University of Technology between 2006 and 2007, he joined electronic payment solutions provider Hypercom as head of payment platform security and compliance. He worked there from 2007 to 2011.
Melchior Koba
Before Interswitch, Flutterwave, and Nala integrated this payment method developed by the American firm Alphabet.
Interswitch, a Nigerian financial technology startup, has integrated Google Pay into its Interswitch Payment Gateway (IPG) platform, according to a press release issued on Monday, September 11.
“Merchants can now store payment details within Google Wallet. This integration facilitates a smoother checkout process on the Interswitch platform, heightening the user experience. Additionally, the collaboration enables the acceptance of international cards on the Interswitch Payment Gateway, positioning businesses to seamlessly cater to a broader international clientele,” the release reads.
Interswitch, founded in 2002 by Mitchell Elegbe, became a unicorn in 2019 following the acquisition of 20% of its shares by US giant Visa. It has made a name for itself in the African fintech world, and during the COVID-19 pandemic, it proved to be the alternative of choice for commercial transactions in Nigeria and across the continent.
"By integrating Google Pay into our Payment Gateway, we are empowering businesses to harness the potential of a global customer base while ensuring secure and reliable payments," said Muyiwa Asagba, Managing Director of Digital Commerce and Merchant Acquisition at Interswitch.
Thanks to this integration, "users can simply add their debit and credit cards to the Google Wallet app and feel confident that their financial information is safe and secure when they’re making a purchase or catching a train," says Jenny Cheng, vice president and general manager of Google Wallet.
Adoni Conrad Quenum
Africa’s most valued startup (with $3 billion in estimated value) will now be able to offer major currencies like the US dollar, the Euro, and pound sterling to users in Nigeria.
On Monday, September 11, Nigerian unicorn Flutterwave announced the launch of a new solution called "Swap". Designed in partnership with Wema Bank and Kadavra BDC, and backed by the Central Bank of Nigeria (CBN), the Swap solution is billed as a secure and reliable digital platform that will give Nigerians immediate access to foreign currency at competitive exchange rates.
“At Flutterwave, our dedication to innovation is matched only by our commitment to simplifying financial processes for endless possibilities. Swap represents a significant leap forward in how Nigerians will engage with foreign exchange,” said Olugbenga Agboola (photo, left), co-founder and CEO of the unicorn.
Indeed, Nigeria has been facing several foreign exchange problems in recent years. One of these is a $10 billion foreign exchange backlog, which the CBN aims to resolve within the next two weeks. This backlog includes dollar claims from manufacturers, importers, business and personal travel allowances, as well as medical bills incurred abroad.
According to CBN Acting Governor Folashodun Shonubi, Swap will solve two critical problems plaguing Nigeria's foreign exchange market: the lack of synergy between financial institutions and a heavy reliance on cash transactions.
In the short term, Flutterwave will introduce a convenient card-issuing system for Swap users. The company plans to distribute over 10 million of these cards to Nigerians by October, enabling them to quickly resolve issues such as Personal Travel Allowance (PTA), and Business Travel Allowance (BTA) to facilitate their educational pursuits, commercial endeavors, and various travel requirements.
Samira Njoya
Numerous African governments are now recognizing digitization as a pivotal driver of development. Consequently, they are actively aiming to utilize this technology to expedite their countries' progress and enhance the welfare of their citizens.
On September 8, Ghana and the Republic of South Korea signed a $2.2 million grant to bolster domestic revenue collection. The agreement was signed in Accra by Mr. John Ampontuah Kumah, representing the Ghanaian government, and the Country Director of the Korea International Cooperation Agency (KOICA), Mr. Dong Hyun Lee.
The partnership aims to establish a comprehensive master plan to modernize Ghana's tax systems and integrate them into digital structures, including Mobile Money (MoMo) platforms. It will be executed by the Ministry of Finance and the Ghana Revenue Authority (GRA) and will focus on building the capacities of revenue and tax officials. In addition to capacity building, it will also involve consultations to expand the Value Added Tax and income tax bases using the MoMo transactions database and promote e-invoicing for increased transparency in cross-border commercial transactions.
The implementation of the master plan is expected to have a lasting positive impact on the livelihoods of Ghanaians and contribute to the long-term transformation of the national economy.
Speaking at the agreement signing ceremony, Mr. Kumah expressed confidence in the master plan's potential to broaden Ghana's tax base and boost domestic revenue mobilization. This partnership represents “the tangible efforts and collaboration between two nations to improve the lives of our citizens and contribute to the sustainable development of Ghana,” he said.
Mr. Dong Hyun Lee underscored the role of tax revenues in driving socio-economic development. In that regard, he emphasized the need for robust institutional frameworks to ensure the effective implementation of the master plan, which will be customized to meet Ghana’s unique requirements in collaboration between Korean and Ghanaian tax experts.
Hikmatu Bilali
Between September 4 and 7, We Are Tech carried out an online survey into how users feel about the ongoing digitization trend in Africa, their uses, and their expectations. This survey provides interesting insights.
We want an innovative administration!
Administration is the first sector in which We Are Tech Africa’s survey respondents expect the most innovations to facilitate their daily lives and improve governance in their countries. Their second concern is education. Then agriculture. Other sectors lag far behind.
Evolving and diversified uses
When it comes to digital adoption, it's no surprise that social networks are the most widely used, followed by online media and financial services (mobile money and fintech). However, there has been a significant breakthrough in e-commerce, e-admin, e-education, and even artificial intelligence.
There are still obstacles to digitalization in Africa
According to respondents, the main obstacles to digitalization in Africa are high costs, poor connectivity, and a lack of promotion of new services.
ChatGPT is getting into daily habits
Of the respondents, 39% claim to use the OpenAI service, while 8% even claim to use it daily.
Cryptos remain attractive
While 63% of Internet users believe that cryptocurrencies are of no interest to them, 9% already own a wallet and 25% are considering opening one.
The 7th edition of the Internet Governance Forum-Chad (IGF -Chad) will be held on Saturday, September 16 in N'djamena under the theme "Quality of service (QoS) of mobile networks in Chad and the consumer experience: measurement and improvement".
As in previous years, participants will discuss issues and opportunities linked to the responsible and secure use of the Internet in the country.
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Twende Hub is a community of innovators working together to solve concrete problems. It has already led to the development of several technologies and prototypes.
Twende Hub is a social innovation center that works to solve community problems through technology. Based in Tanzania, it provides workspace, technology incubation, and mentoring.
The center believes in working with students and community members to identify common challenges and design and create suitable solutions to those problems. Under the leadership of John Rexford Nzira, a project management and HR professional, it offers programs that encourage creativity and innovative thinking.
Its training programs are typically one day to eight weeks long. They are open to a variety of participants, from primary school pupils to community members. Through those programs, the center introduces participants to mechanical and electrical trades and thought processes that help them identify challenges facing them, their families, and their communities.
At the end of the programs, the center encourages “the more enthusiastic innovators with the most promising prototypes to take them forward towards a product which can be manufactured at scale, distributed, sold, serviced and used for the mutual benefit of everyone concerned and to contribute to the growth of the Tanzanian economy and poverty alleviation.”
Twende Hub has two creative spaces, workshops in which program participants can build their prototypes. One of these spaces is at its Arusha headquarters, while the other is located at the Orkolili secondary school and vocational training center in the Kilimanjaro region.
In its 9 years of existence, the center has helped develop over 60 prototypes and 20 technological products. More than 100,000 people use the technologies designed and developed by its trainees.
A member of the AfriLabs network, the center is supported by Google for Nonprofits, Kumasi Hive, Africa Open Science Hardware, Global Giving, Southern Africa Innovation Support, Pangea Advisors, The School of St Jude, and Okoa New Generation, among others.
Melchior Koba
Although she studied finance and actuarial sciences, she decided to pursue an entrepreneurial career in the transport industry. She now harnesses the power of technology to boost the industry in Kenya.
Balqis Chepkwony (photo) is a Kenyan-born tech entrepreneur and finance professional. She graduated from the University of Nairobi, in 2006, with a Bachelor's in Actuarial Science. The same year, she became a Chartered Professional Accountant after three years of study at the Vision Institute of Professionals.
The tech entrepreneur is better known as the CEO and co-founder of FleetSimplify, a startup offering fleet management solutions to revolutionize Kenya's transportation industry. Through FleetSimplify, launched in 2017, she develops innovative solutions that optimize transport, streamline operations, and improve the customer experience.
FleetSimplify is a car rental marketplace that connects drivers to quality cars for rent. It manages car rental, ensuring car owners are well paid and their cars are well maintained. And, to professional drivers, it allows instant access to cars that they can operate, as chauffeurs, to earn a decent living.
Balqis Chepkwony, the CEO overseeing its operations, entered the professional world in 2007. That year, she joined the energy company Hass Petroleum as an accountant. She left the company in 2014 and, the following year, she was hired by Texas Energy, as the chief financial officer. Her innovation and leadership have won her several awards and recognitions. She was one of seven finalists in the Pitch competition organized by Mobility 54 Investment SAS, the venture capital subsidiary of Toyota Tsusho Corporation and CFAO SAS, in May 2022. Her company was also selected, by Google for Startups, for the Black Founders Fund program in June 2023.
In August 2023, she was featured in Google Africa's WomeninIT series, which highlights women who are making significant contributions to their respective industries through technology.
Melchior Koba
Greentech startups are rapidly emerging in Africa with firm conviction that new technologies will play a key role in supporting sustainable development on the continent.
Catalyst Fund, a private equity fund investing in early-stage, climate-focused startups in Africa, has reached the first closing of its $40 million fund. Last Wednesday, the fund announced a first closing, at $8.6 million, with support from investors like FSD Africa Investments (FSDAi), the Cisco Foundation, USAID (Prosper Africa), and technology investor Andrew Bredenkamp.
The Kenya-based fund, headed by French impact investor Maelis Carraro, plans to invest in around 40 start-ups, including 20 this year. Eligible companies will receive funding of up to $200,000 for pre-seed startups, $500,000 for seed-stage companies, and $1.5 million in Series A financing for more mature companies.
“By blending equity investments with hands-on venture building, we believe we can unlock tremendous potential for innovative companies on the continent. Supporting ventures at the pre-seed stage requires more than capital. Our venture builders are the engineers, data scientists, and growth marketing experts who can supercharge founders’ journeys toward building scalable and highly impactful ventures," says Maelis Carraro.
Climate change is a global reality but Africa is the continent most vulnerable to its adverse effects despite contributing just 3% of global carbon emissions. It is therefore important to invest in startups that are active in the fight against climate change on the continent. According to a report published, in February 2023, by technology business accelerator AfricArena, such startups raised a total of $1.17 billion in 2022, of which $863 million was invested in capital.
By strategically focusing on solutions in agri-tech and fisheries management, food systems, insurtech and climate fintech, cold chain, waste management, and water management, Catalyst Fund aims to accelerate sustainable green growth. It will focus on solutions that can enable communities to better prepare for and manage shocks, adapt livelihoods to climate impacts, and build long-term resilience.
Samira Njoya
The center embodies the promise of a bright technological future for The Gambia. With its unwavering commitment to innovation, education, and collaboration, it is positioned as a major player in the African technology landscape.
In Gambia, The Disruptive Lab stands out as an important driver for innovation and technological development for young people. It offers a dynamic coworking space, providing not only a collaborative workplace, but also state-of-the-art equipment, networking opportunities, and an ambitious vision for the future of Gambian entrepreneurs and startups.
Founded in 2019, this innovative center is an initiative of Innovate Gambia, a movement to drive digital transformation and accelerate economic development in The Gambia. It is funded by PointClick Technologies, a cloud services company headed by Malik Khan.
Equipped with the latest software and hardware technologies, the center's workspace includes 3D printers, virtual reality headsets, game consoles, PDAs, digital whiteboards, unified communications, and collaboration technologies.
It aims to foster collaboration, forge a strong community, encourage innovation, and promote learning. Doing so, it plans on becoming a catalyst for change and transformation through innovation and digital technology.
To achieve its mission, The Disruptive Lab offers a diverse range of services and programs for its members and the general public. In addition to its coworking spaces, it provides entrepreneurs with conference and meeting rooms. It also organizes regular events and meetings to promote learning, networking, and collaboration.
One of its programs is DRILL, a six-month acceleration program that provides 60 selected companies with skills, business tools, and capital to support their growth in The Gambia and Tanzania. This initiative is carried out in partnership with Tanzania's Westerwelle Startup Haus Arusha, and is sponsored by AfriLabs and Digital Africa's capacity-building programs.
The Disruptive Lab does not limit itself to its internal activities. It has created a major networking event entitled "Who is Who in Tech in the Gambian Diaspora", aimed at connecting tech industry professionals from the diaspora with the local tech ecosystem. It's a bridge between global experience and local potential.
As a member of the AfriLabs network, The Disruptive Lab is supported by leading organizations such as Google for Startups, MailChimp, Amazon Web Services and QuickBooks.
Melchior Koba