With more than two decades of experience in investment across Africa and beyond, he has now embarked on an entrepreneurial journey. His goal is to make access to credit a reality for all Africans.

Chijioke Dozie (photo), a Nigerian entrepreneur and investor, co-founded Carbon in 2012 with his brother, Ngozi Dozie. As the CEO, he is dedicated to making credit accessible to all Africans. 

Carbon's mission is to ensure that everyone has the financial access they need to lead a dignified and prosperous life. The startup offers a range of services, including credit services, payment solutions, high-yield investment opportunities, and easy-to-use financial management tools, all aimed at empowering its users.

Headquartered in Lagos, Carbon has a team of over 90 employees and operates in both Nigeria and Ghana. The company, under the OneFi brand, has already launched several lending services, including the consumer loan mobile app, Paylater. To date, Carbon has served more than 3 million people.

Chijioke Dozie earned his Bachelor's degree in Economics from the University of East Anglia, UK, in 1999. He then obtained a Master's degree in Finance from the University of Reading in 2000. In 2008, he earned an MBA from Harvard Business School.

Before becoming an entrepreneur, Chijioke Dozie worked as an investment associate for the investment manager Zephyr Management from 2001 to 2004. He then joined the International Finance Corporation (IFC) as an investment analyst in 2004. In 2008, he became a partner at Kaizen Venture Partners, a private equity firm based in Lagos, Nigeria. From 2021 to 2022, he served as the chairman of the board for the media company, Pulse.

Melchior Koba