The solution was launched in Guinea under the brand name Evatis. However, its founder chose to continue the project to ease access to healthcare in his country, Djibouti.
Medyc is an e-health solution developed by a Djiboutian start-up. Thanks to integrated videoconferencing tools like Zoom and Google Meet, it allows access to healthcare for its users. It also offers specific services to companies and institutions.
The solution has no mobile applications yet, so users can access its services only by visiting its web platform. New patients have to register first before accessing those services. To book a service, individual users only have to log in -if they already have an account- and click on the “book an appointment” button in the upper right corner, select the service, the date, and the time. The services they can access range from teleconsultation to home care and medicine delivery.
Companies and institutions can access consulting services that support the development of personalized wellness programs for their employees. The healthtech solution also helps them digitize existing physical health records and even trains their teams on how to access those digital records. Medyc also enables hotel guests to receive medical consultations, care, and drugs during their stay.
According to the founder, Moubarik Mahamoud, about 30 patients are currently using Medyc's services. He says the Healthech solution, founded in 2019, is still in its pre-launch phase and collecting feedback to improve its services. It is also carrying out actions to allow easy access to its services for people without access to the internet. “Internet penetration has improved significantly thanks to pricing efforts. We are discussing with our telecom operator to make the platform data-free with our incubation center, CLE, which is leading the negotiations,” Moubarik Mahamoud told We Are Tech Africa.
Since its inception, the solution has completed a €107,000 funding round to support its growth. Apart from Djibouti, it is currently targeting the Ethiopian and Somalian markets since they are closer to its prime market and the demand for quality health services is growing in the regions. Another factor that motivated his choice for Ethiopia and Somalia to be the next stage in Medyc’s growth is the constant improvement of telecom infrastructures in those markets.
Adoni Conrad Quenum
In recent years, companies have been using technology to facilitate access to several services. Insurance companies are no exception to the rule. They leverage digital tools to create solutions tailored to the needs of their target populations.
Naked is an insurtech solution developed by a South African start-up. It allows users to access tailor-made insurance for their cars, homes, or personal properties. The Johannesburg-based startup behind the solution was founded in 2016 by Sumarie Greybe, Alex Thomson, and Ernest North. Since its launch, it has raised about $27.6 million to improve its technology and expand into new markets.
The insuretech solution wants to make insurance more accessible and convenient, by using AI. To achieve its goal, it has set up a mobile app available for iOS and Android users. Thanks to its conversational agent, it helps users opt for the policies most suited to their needs.
Once they select the policies they want, they are shown the subscriptions to pay. "...We use AI (rather than brokers and call centers) to run and manage your policy, these cost savings are directly passed on − meaning lower premiums for you," the platform reads.
Apart from Rose, the conversational agent that helps select the most suited policies, the solution also has other conversational agents that intervene in specific situations. For example, for claims, the user will interact with Jade. "For normal claims, Jade, our Naked claims chatbot, guides you through the simple process and will ask you a few questions. It can approve some claims instantly. For others, someone will call you back for more details," the platform explains.
With its promptness and efficiency, Naked has convinced many South Africans. The Android version of its mobile app has been downloaded over a hundred thousand times. In 2019, it won the App of the Year award at an event organized by the telecom operator MTN.
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After the suspension of the on-demand transport company Yango in Cameroon last February, local engineers and the Cameroonian diaspora launched an alternative to fill the void left behind.
On Monday, April 17, 2023, a new digital car and cab booking service launched its activities in Cameroon. Deployed by the start-up Intelart Technology founded by Lamine Nyamoutet, Ongo is currently available in the cities of Yaoundé and Douala. It facilitates urban and interurban travel in Cameroon.
“We will initially offer our services in the political and economic capitals but we plan to extend the services to all the 10 regions in Cameroon,” said Didier Ndengue, Intelart Technology’s public relations officer.
The solution has a mobile app -Android and iOS apps- through which users can register and access its services. With the account, a user can choose his/her destination. The app will then suggest the driver closer to the departure point and, if the user agrees with the estimated fare, he/she can confirm the trip.
The transport fare depends on the type of vehicle chosen. Apart from on-demand transport services, Ongo also offers vehicle rental services for events such as weddings and family celebrations. Several types of vehicles are available for rent, depending on users’ financial capabilities.
Since its launch, the Android version of the mobile application has already been downloaded over a thousand times. Despite competition from Gozem, Ongo is on track to possibly fill the void left by Yango, which was suspended by Cameroonian authorities last February.
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The ecommerce industry has recorded an impressive boom in Africa, in recent years. Digital tools have become undisputable tools in the industry, leading even informal companies to enter the bandwagon. Tech entrepreneurs are offering suitable solutions to help them.
Cartona is a B2B platform developed by an Egyptian startup. It allows retail merchants to source from FMCG companies and wholesalers at competitive rates right from a mobile platform. Since its launch in 2020, it has raised over $16 million to support its growth.
“The trade market is completely inefficient and it’s not good for the supplier or the manufacturers, and it’s definitely not good for retailers.[...] So we came up with the idea of Cartona, which is basically a fully light-asset model that connects manufacturers and wholesalers to retailers,” said its CEO, Mahmoud Talaat, in 2021.
To access the list of suppliers and opportunities on the platform, users need to download its mobile app -available for Android and iOS devices- to create their accounts.
Cartona charges commissions on orders. It also collects fees from wholesalers to list their ads and provide information on retailer behavior, competition, and market information that would help wholesalers adjust their sales policies.
It also offers access to credit for its more than 60,000 retailers and over 1,500 wholesalers. It has signed partnerships with more than 250 companies to establish a one-stop shop that thousands of retailers can use daily to buy small or large quantities of products. However, expansion is not yet on its agenda.
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The fintech startup, founded in 2016, accessed venture financing in 2020. Since then, it has become somehow unstoppable despite the coronavirus pandemic and the small size of its domestic market.
Lupiya is a fintech solution developed by a Zambian startup. It allows easy access to microloans for individuals and businesses. The startup behind it was founded, in 2016, by Evelyn Chilomo Kaingu and Muchu Kaingu. Based in Lusaka, its goal is to expand access to credit and reduce the cost of borrowing for all Zambians.
“We aim to level the playing field for all Zambians by offering low-cost lending products and attainable options for security. We distance ourselves from traditional lenders by being accessible to marginalized and unbanked communities and offering lending practices that are transparent and fair,” the startup says on its web platform.
Currently, it has no mobile app so everything happens on its web platform. On the platform, a user can fill out a form stating the desired loan amount or loan type and the estimated repayment duration to check eligibility. Once the startup replies, the user can then proceed with account creation, upload the required documents and apply for the loan.
Once the loan is processed, users are always notified. The startup charges up to 59 percent interest on its loans.
According to its CEO, Evelyn Kaingu, it started with just $500. That amount was lent to “a small community”, from there on, things moved with the startup acquiring its first hundred clients, and then more.
Since its launch, It has raised over $2.5 million to accelerate its growth in Zambia. It has helped smallholder farmers boost yields, improve soil health and reduce greenhouse gas emissions. These efforts caught the attention of Kamala Harris, Vice President of the United States of America, during her visit to Zambia in late March 2023.
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With its flexible rent payment solution, the proptech has revolutionized the sector in main Nigerian cities.
Rent Small Small is a proptech solution developed by a Nigerian startup founded in 2017. It gives landlords the possibility to delegate the management of their properties to real estate professionals. It also brings trust to the real estate industry by allowing renters to rent from reliable agencies only. Since its creation, it has raised over $3 million to accelerate its growth in Nigeria.
To access its services, a user needs to create an account on its web or mobile -Android and iOS- platforms. They can then browse the listed properties, including single-family houses, apartments, or even studios of different standings. After browsing the various listings, the user can schedule visits to choose one property over another. Visit scheduling is possible only for certified accounts, i.e accounts with a premium subscription.
Rent Small Small also saves legal, brokerage, and agency fees for users. It also offers flexible rent payment ways for users.
The proptech led by Tunde Balogun claims to have provided more than 25,000 monthly stays in 18 different locations and saved tenants more than NGN1.4 billion ($3 million) in legal fees. In 2021, the startup was selected to participate in the Techstars Toronto Accelerator program.
“We have stayed away from institutional investment for the past 3 years because we wanted to figure out a model that truly solves the rental problems and one that we can scale. Now that we have good traction and our solution is loved by both Landlords and Tenants, we need strong mentorship for our next growth phase. We believe that participating in the Techstars Toronto Accelerator at this time is right for us. Its network, skills, and resources are what we will be able to leverage as we expand,” Tunde Balogun said at the time.
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Despite being the continent that possibly contributes the least to carbon emissions, Africa is paying a heavy price. In that context, local entrepreneurs are devising solutions to help mitigate and address global warming.
Plstka is a digital solution developed by an Egyptian start-up. It allows users to exchange their solid waste and used oil with coupons entitling them to discounts on services.
The solution has a mobile app -available for Android and iOS devices. Through the app, users can register for Plstka services. Once they accumulate waste, users have to segregate them into the three available categories, namely plastic, aluminum, and electronic waste. Then they can notify the startup and get feedback on when the Plstka teams will collect the waste. After collection, users receive coupon codes that give them discounts in restaurants, bars, etc.
According to its CEO Ahmed Elnagar, the solution aims to collect some 1,500 tons of waste, helping more than 100,000 households monetize their waste while preserving the environment. In 2021, the startup behind the solution raised an undisclosed volume of funding to cover the whole of Egypt.
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Small-scale farmers, for various reasons, are sometimes unable to sell their crops. To improve their conditions while supplying fresh products to those who need them, a tech entrepreneur has set up a tailor-made solution in Senegal.
Bayseddo is an agritech solution developed by a Senegalese startup. It is a business-to-business e-commerce platform that connects farmers who need financing with individuals who want to invest in their farms. By investing in farming projects, investors take shares valid for 12 to 24 months.
"When you leave one city for another on the African continent - from Dakar to Saint-Louis in Senegal for example- we [always] see roadsides littered with thousands of hectares of undeveloped farmland while news about famine, unemployment, or food imports abound. Whereas in Europe, when you leave a city for another (Paris - Havre), roadsides are littered with thousands of hectares of exploited, eye-catching green land. The alternative agriculture financing initiative Bayseddo 2.0 was born from that observation," said Mamadou Sall, founder of Bayseddo.
The solution has an Android app, which is not on PlayStore. Through the app and the web platform, users can register to access the services Bayseddo offers. Farmers can access financing through the startup's partner banks. Merchants can get fresh products at competitive prices, have them delivered timely, and pay via mobile money or cash on delivery.
The solution is always looking for ways to deliver more impacts in Senegal, the sub-region, and the African diaspora as a whole. Thanks to that approach, it has distributed more than 4,500 products and has over 275 resellers and partners with some 530 farmers.
Its assumed mission is to set an inclusive partnership framework allowing Africa to feed itself. In November 2018, It was selected among forty Senegalese startups for government funding via a funding vehicle designed to develop the local tech ecosystem. With $2 million earmarked for the entire cohort, Bayseddo was awarded $100,000 to support its growth.
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The solution was set up by local tech entrepreneurs to compete with large commercial groups in the b2b segment.
Kuzlo is a business-to-business e-commerce solution developed by an Egyptian startup. It allows retailers to source their products from wholesalers at competitive rates.
The Alexandria-based startup behind the solution was founded in 2021 by Ayman Elgarem, Mohamed Gebril, Yehia Elsaka, and Tarek Gamal. It aims, among others, to transform traditional retail into a digitally connected network. To that end, it has raised about $100,000 to accelerate its growth and develop new products.
“Kuzlo is helping small retailers shift into the new future challenges and support them to strengthen their business value using new digital trends of e-commerce and e-finance in the near future,” explained Ayman Elgarem in 2021.
Through its mobile app -available for Android and iOS devices, users can register for Kuzlo accounts and access the network of wholesalers and suppliers. The network features more than 10,000 fresh, dry, and frozen products while guaranteeing product availability, on-time delivery, and competitive prices.
Kuzlo claims more than 50 wholesalers and suppliers, which facilitates negotiations and guarantees good deals. It has more than 1,000 retailers in the three cities where it is present. It caught investors’ attention early but, its growth started recently. The Android version of its mobile app has been downloaded more than a thousand times
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In most African countries, foreign languages -French, English, Spanish, etc…- are the working languages. So, mother tongues are seldom taught. As a result, the number of children speaking or even understanding those mother tongues has shrunk and continues to shrink. In recent years, however, the government and even private actors are devising solutions to that issue. This includes Ambani.
Ambani is an edtech solution developed by a South African startup. It allows users to learn several local languages such as Sizulu, Sisixhosa, Sepedi, Setswana, Tshivenda, or Swahili by playing games or watching specific videos. The startup that launched the solution was founded, in 2018, by Mukundi Lambani and Nkulu Lambani. Based in Johannesburg, its goal is to provide interactive native language instruction to K-12 learners.
“Ambani is here to help educators find the right blend of tools, platforms, and components to fit both learners and teachers' needs,” the startup informs on its platform.
The solution has a mobile app accessible on Playstore and Appstore. Once registered, users can access the content available on the platform such as slides, videos, or even custom-made games that facilitate learning.
Ambani also offers online tutoring for children over six years old. These are individual lessons given by qualified language teachers. The courses are accessible with monthly subscriptions and learners can buy specific lessons to fill gaps in their learning if they don’t want to commit to monthly subscriptions.
The startup also uses augmented reality to make learning fun and especially experiential. "When you view the books through the app on your phone, they COME ALIVE in 3D," it says.
The Android version of its mobile app has been downloaded more than 10,000 times, according to Play Store data. In 2021, Ambani was distinguished at the MTN Business App Year Awards. It won awards for the best educational solution, best gaming solution, best South African solution, and best solution of the year. The edtech received $68,000 and plans to introduce other African languages such as Yoruba, Shona, and Xitsonga.
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In Africa, delivery services have been proliferating in recent years despite addressing issues. The delivery services mostly encountered on the continent use bikes and cars but, in Ethiopia, six tech entrepreneurs have decided to introduce environmentally friendly delivery means.
Tikus Delivery is a digital solution developed by the Ethiopian start-up Avenir Technologies. It allows its users to have meals delivered from various restaurants by bicycle or electric motorcycle. The startup, based in Addis Ababa, was founded in 2019 by Amir Redwan, Bereket Solomon, Bruk Getahun, Tesfa Mesele, and Yasin Aman, to support local restaurants and create jobs for the youth.
“Because bicycles don’t need fuel to operate, Tikus customers can enjoy a lower delivery charge which is 6 ETB ($0.11) per kilometer, and deliveries are made eco-friendly.[...] Bicycles are more affordable than motorbikes, which means more people especially young people can start earning money as Tikus Bikers with a small initial cost,” indicates Amir Redwan.
Through its Android and iOS apps, users can create Tikus accounts and then gain access to the startup's partner restaurants. In a few clicks, they can choose a restaurant to select a menu, validate their orders, and checkout. They will then be delivered in a relatively short time. The apps even give the choice to follow the delivery process in real-time.
The apps automatically calculate the delivery fees based on distance and delivery means chosen. Deliveries by bicycle are charged 25 birrs for the initial kilometer plus 6 birrs for each additional kilometer. The fee for deliveries by bike is 35 birrs for the initial kilometer plus 10 birrs for each extra kilometer.
The Android version of Tikus’ app has been downloaded more than 10,000 times on Playstore. Thanks to support from the Bridges program and Mastercard Foundation, Tikus wants to create a thousand jobs in Ethiopia.
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Data science and artificial intelligence have improved processes and helped optimize results in several industries. Building on the opportunities they present, some Nigerian tech entrepreneurs decided to put them at the service of agriculture and online commerce.
Zowasel is a digital solution developed by a Nigerian startup. It enables smallholder farmers to use technology to improve their productivity, sustainability, and profitability across the value chain. The Lagos-based agritech startup that launched the solution was founded in 2019 by Jerry Oche and Oghenekome Umuerri. It aims to leverage data science and artificial intelligence to validate and secure the agricultural value chains, from farm to market.
To achieve that goal, it developed an Android app, which enables farmers to access its network of agronomy experts who evaluate productivity and strive to improve crop quality to attract good buyers.
Zowasel also checks buyers’ information such as their creditworthiness before connecting them to farmers. "We match buyers and sellers of the same commodity. [...] You decide on pricing and terms together, Zowasel enforces smart contracts and ensures that all transactions are shipped and payments are made after delivery without any issues," the platform indicates.
In 2021, the agritech startup claimed it was working with more than 1.5 million smallholder farmers in northern Nigeria. That same year, it secured $100,000 in funding from Guinness and Prosimador at the Zero Hunger Sprint 2021, an event held in Lagos and supported by the World Food Programme. Although it has launched operations in the Niger Delta to support smallholder farmers there, expansion outside Nigeria is not yet on its agenda.
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The healthtech startup behind the solution was launched after a discussion, between its co-founders, on the lack of affordable healthcare in their country (South Africa). After that discussion, they decided to mobilize qualified healthcare professionals to find a solution to that challenge.
NOOSi is a healthtech solution developed by a South African start-up. It connects -virtually or in person- nurses to people who need home health care. The Cape Town-based healthtech was founded in 2021 by Sumarie Roodt and Catherine Williams to create a community where healthcare is accessible to all.
“NOOSi was started because we wanted to revitalize the South African healthcare system. We believe that this can be done by using a “tech4good” approach in a way that gives hardworking nurses new and better job opportunities and gives patients a way to get affordable and accessible healthcare,” explained Sumarie Roodt.
To access its services, users need to set up their NOOSI accounts through the solution’s web platform. The startup has a skilled workforce to perform every task, from chronic disease management care to mental and psychiatric care. The platform embeds a search bar where one has to fill in information such as the address of the potential patient, the services he/she needs, and the category of the service.
NOOSi always suggests the best nurse for every task since each of them is specialized in a particular area. When users select the nurse they want, they can contact them directly on Whatsapp to book their services. The rates applied depend on the services requested. Currently, the healthtech solution is only available in the Western Cape. The startup is typing to expand to other provinces before a possible international expansion.
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The fintech solution was launched by founders with over 20 years of experience in the African financial sector. With their experience in the industry, they know the challenges faced by populations when accessing the services offered by traditional financial institutions. So they set Carbon to address those challenges.
Carbon is a fintech solution developed by the Nigerian start-up OneFi. It allows access to digital banking services. The startup behind the solution is based in London and Lagos. Founded in 2012 by Chijioke Dozie and Ngozi Dozie, it has raised over $15 million in VC funding to accelerate its growth in Africa.
Through its mobile app -available for Android and iOS devices, users can register their account in just a few minutes and start accessing its services. Carbon also has a USSD code for potential users living in areas with no or poor access to the internet.
Among other things, the fintech allows users to pay bills, transfer money or get loans instantly. It has even integrated a feature that allows users to exchange messages when closing deals.
Every deposit on the platform is insured by the Nigeria Deposit Insurance Corporation. In other words, the insurance company protects depositors and guarantees the settlement of insured funds should the fintech solution become unable to refund deposits. In 2021, it signed a contract with Visa to issue digital and physical debit cards.
“Carbon is focused on delivering an unparalleled banking experience that is both safe and reliable across all touchpoints.[...] We want more customers to enjoy some of our popular products like Carbon Zero through their Carbon card, and the key to achieving this is our partnership with a leading payment and fintech-friendly company like Visa,” said Chijioke Dozie at the time.
In 2020, the fintech claimed about 659,000 customers and over $241.35 million in transactions processed. In addition to Nigeria, Carbon has a presence in Kenya and Ghana. Its ambition is to become a pan-African digital bank for Africans and the diaspora. The Android version of its app has already been downloaded more than a million times.
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