Developed by Samuel Njuguna, the app aims to reshape Rwanda's savings culture, leveraging sophisticated technology to simplify and automate savings.

Tunzi, a fintech solution developed by Moneto Ventures Limited, enables users to save funds during money transfers and everyday purchases. Launched in March 2025, the startup is led by Samuel Njuguna.

"Our platform's technology-driven approach eliminates the gap between the decision to save and the actual act," Njuguna said. "Tunzi allows users to save when they send or receive money, or make purchases, automating and simplifying the process."

The solution offers a mobile application available on both iOS and Android platforms. According to Play Store data, the Android version has achieved over one hundred downloads. Users can initiate savings with a minimum of 50 Rwandan francs, approximately $0.035, and without a maximum limit, making the app accessible to a broad demographic, including young people and self-employed individuals.

Tunzi incorporates automated savings options based on user spending patterns. For example, the app can be configured to prompt savings whenever a user makes a purchase or receives funds, effectively removing traditional barriers to saving and fostering sound financial habits.

The platform also provides features designed to encourage consistent and disciplined saving. Users can set personalized savings goals, monitor their progress in real time, and receive reminders for deposits. Additionally, Tunzi facilitates the creation of savings groups, allowing friends, family, or colleagues to collaborate on shared financial objectives.

In partnership with BK Capital, a fund manager licensed and regulated by Rwanda's Capital Market Authority (CMA), the startup ensures secure and professional fund management. Tunzi is also authorized by the CMA, guaranteeing adherence to local financial regulations.

By Adoni Conrad Quenum,

Editing by Feriol Bewa