In recent years, digital tools have proven important for socioeconomic development. However, most African countries are still lagging in terms of digitization, making them unable to capitalize on the opportunities offered by those tools. It is therefore urgent for international partners to support the countries to accelerate digital transformation, therefore facilitating development.
Last Monday, the Secretary General of the International Organization of La Francophonie (IOF), Louise Mushikiwabo (photo, left), and the Secretary General of the International Telecommunication Union (ITU), Doreen Bogdan-Martin (photo, right), signed a Joint Declaration on Cooperation to strengthen the partnership between the IOF and the ITU.
According to the release issued by the IOF, "the actions envisaged through this declaration aim to contribute to ensuring connectivity for all and a sustainable digital transformation. The areas of collaboration taken into account are advocacy for digital connectivity and respect for multilingualism during international consultations and exchanges.”
The declaration also focuses on the acceleration of digital transformation in French-speaking countries, valorization of the expertise of French-speaking professionals, and letting populations -the youth and women notably- get a good grasp of digital issues.
For several months now, the IOF has been multiplying partnerships for the development of the digital sector in French-speaking countries, African countries included. In December, the organization signed a framework cooperation agreement with the West African Development Bank (BOAD) to support digital transformation in WAEMU countries, namely Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, and Togo.
The declaration is in line with the decisions taken during the last Summit of La Francophonie in Djerba, Tunisia -held on November 19-20, 2022, on the theme "Connectivity in digital diversity as a vector of development and solidarity in the Francophone space"- and the Strategic Plan for the ITU 2024-2027 adopted at the Plenipotentiary Conference held in Bucharest, Romania in October 2022.
Samira Njoya
East African economic powerhouse Kenya is facing its worst drought in decades. With Taifa-1, the country will be able to predict drought-related disasters and speed up the response of emergency programs.
The Kenya Space Agency (KSA) will launch its first operational Earth observation satellite, called Taifa-1, next week, the government announced Monday, April 3.
According to a joint statement from the Ministry of Defense and the Kenya Space Agency, "Taifa-1," or Nation-1 in Swahili, is scheduled to launch on April 10 aboard SpaceX's Falcon 9 rocket from Vandenberg Space Base in California.
According to Hillary Kipkosgey (photo), KSA's director general, "The launch of Taifa-1 is a moment of national pride, because it will play a critical role in decision support in several socioeconomic activities, including environmental monitoring, natural resources management, and agriculture."
Taifa-1 was jointly developed by the University of Nairobi and the Sapienza University of Rome, with launch support provided by the Japan Aerospace Exploration Agency and the United Nations Office for Outer Space Affairs (UNOOSA).
For Hillary Kipkosgey, the satellite will help build the country’s capacities in space, systems engineering, space operations, data processing and analysis, services, and ground station operations.
With the launch of Taifa-1, Kenya joins a very closed circle of African countries that have at least one satellite in the orbit. The first African country to launch its satellite into orbit was Egypt. It was followed by a dozen countries and the continent now has more than 40 satellites in total, according to the platform Space In Africa.
Samira Njoya
In Africa, delivery services have been proliferating in recent years despite addressing issues. The delivery services mostly encountered on the continent use bikes and cars but, in Ethiopia, six tech entrepreneurs have decided to introduce environmentally friendly delivery means.
Tikus Delivery is a digital solution developed by the Ethiopian start-up Avenir Technologies. It allows its users to have meals delivered from various restaurants by bicycle or electric motorcycle. The startup, based in Addis Ababa, was founded in 2019 by Amir Redwan, Bereket Solomon, Bruk Getahun, Tesfa Mesele, and Yasin Aman, to support local restaurants and create jobs for the youth.
“Because bicycles don’t need fuel to operate, Tikus customers can enjoy a lower delivery charge which is 6 ETB ($0.11) per kilometer, and deliveries are made eco-friendly.[...] Bicycles are more affordable than motorbikes, which means more people especially young people can start earning money as Tikus Bikers with a small initial cost,” indicates Amir Redwan.
Through its Android and iOS apps, users can create Tikus accounts and then gain access to the startup's partner restaurants. In a few clicks, they can choose a restaurant to select a menu, validate their orders, and checkout. They will then be delivered in a relatively short time. The apps even give the choice to follow the delivery process in real-time.
The apps automatically calculate the delivery fees based on distance and delivery means chosen. Deliveries by bicycle are charged 25 birrs for the initial kilometer plus 6 birrs for each additional kilometer. The fee for deliveries by bike is 35 birrs for the initial kilometer plus 10 birrs for each extra kilometer.
The Android version of Tikus’ app has been downloaded more than 10,000 times on Playstore. Thanks to support from the Bridges program and Mastercard Foundation, Tikus wants to create a thousand jobs in Ethiopia.
Adoni Conrad Quenum
It is a fast-growing center that offers an environment conducive to innovation, education, and technology. With its modern infrastructure and advanced technologies, Sèmè City is an attractive destination for entrepreneurs, investors, and students.
Sèmè City, located in Benin, is a smart city that aims to become a regional center of excellence in higher education, research, innovation, and economic development.
It was launched, in 2017, by the Beninese government and is being implemented by the Sèmè City Development Agency (ADSC), headed by Claude Borna, an experienced tech and marketing professional. The city is equipped with modern infrastructure, including research laboratories, innovation centers, coworking spaces, conference rooms, housing for students and researchers, and sports and cultural facilities.
Its proposed campus is still under construction but, the city currently operates from four sites. The first site, Sèmè One, is a modern and intelligent campus that includes classrooms, coworking spaces, a language center, offices, and a data center.
The second site, Sèmè Two, is an innovation park designed to promote new research and innovation approaches accessible to every individual above 8 years old. It includes a tool park for digital design and manufacturing and 3D printing, as well as a laboratory to teach X-ray techniques.
The third site, Sèmè Three, created in partnership with UNICEF Benin and UNFPA Benin, is a community center that welcomes young people between the ages of 8 and 18 with workshops and training around themes such as environmental protection, recycling, entrepreneurship, and audiovisual professions.
The last one, called Sèmè Four or Pi, is a building that hosts the reference computer science school Epitech Benin.
Sèmè City regularly hosts events such as the Webinar on "Integrating Open Data and Artificial Intelligence in the Development of Smart Cities in Africa," the Continuing AI Professional Development, and the Summer School organized in partnership with Sorbonne University on the theme "Materials, Innovation, and Sustainable Development" in 2022.
Thanks to the city, the Beninese government plans to create more than 100,000 jobs -half of which will be self-employment and 40% targeting women- by 2032 to become the key partner of innovative projects in strategic areas and to contribute to the achievement of the Sustainable Development Goals (SDGs). The goals are expected to be achieved in collaboration with partners like the World Bank, Isocel, Irex, The Tony Elumelu Foundation, Smart Africa, and UNDP, among others.
Melchior Koba
A few years ago, Rwanda embarked on a massive digital transition that covers every sector.
The Rwanda Social Security Board (RSSB), on Saturday, April 1, launched an innovative digital medical insurance system called RSSB KWIVUZA.
On Twitter, the institution explains that the platform will, among other things, streamline healthcare operations and simplify payment processes. According to Regis Rugemanshuro, CEO of RSSB KWIVUZA, the system was tested extensively during the pilot phase, with positive feedback from the 30 health facilities that were integrated.
Currently, the system covers healthcare mutual services with plans to include the Rwanda Health Insurance (RAMA) and high-level healthcare facilities such as district and provincial hospitals, private hospitals, clinics, polyclinics, and pharmacies, by the end of the year.
RSSB is expected to become the platform where 96% of healthcare mutual invoices are processed since it will be the standard invoicing platform of every healthcare institution. The platform will improve healthcare providers’ payment collection deadline, reducing it to a maximum of 15 days, compared to 80 days previously, which will significantly improve their cash flow and liquidity.
This platform is launched after another one introduced in early February by RSSB to give members an accurate idea of their pension contributions. It is one of the many innovations in the RSSB 2020-2025 strategic plan to transform RSSB into a high-performance, data-driven organization by 2025.
Samira Njoya
With the global development of tech giants like Amazon, Facebook, and Netflix, the importation of digital services has significantly increased in Africa in recent years. To enable every country to benefit from the development, a global tax framework was elaborated. It is expected to become enforceable in January 2024.
Kenya will align its digital tax with the inclusive framework spearheaded by the Organization for Economic Cooperation and Development (OECD). President William Ruto (photo, center) announced this to investors on Thursday, March 30, at the American Chamber of Commerce Regional Business Summit.
“Following discussions with players in this sector, we have committed to review this tax regime and align it with the two-pillar solution currently being developed by the OECD inclusive framework,” President Ruto said.
The OECD finalized the reform of the international tax system aimed at solving tax base erosion and multinationals’ profit-shifting problems. The framework is based on two pillars, the first of which is to align tax rates more closely with local market engagement. To date, 138 jurisdictions have approved it.
Under the former administration, Kenya suspended its support for the global minimum tax rate, which would have seen the government suspend the collection of the digital services tax from tech giants such as Google, Facebook, and Amazon.
At the time, the country expressed its uneasiness with the terms of the agreement that would have seen the end of the digital services tax, which is currently 1.5% of sales made by foreigners in the country. After several negotiations, Kenya finally decided to align itself and sign the pact before its implementation on January 1, 2024.
According to OECD estimates, if Kenya joins, the tax authorities could collect between 3.3 billion shillings ($25 million) and 5.3 billion shillings in taxes, more than 10 times the 400 to 500 million shillings they currently collect each year in digital services tax.
In addition to Kenya, three other countries, namely Nigeria, Pakistan, and Sri Lanka have not yet signed the declaration.
Samira Njoya
Data science and artificial intelligence have improved processes and helped optimize results in several industries. Building on the opportunities they present, some Nigerian tech entrepreneurs decided to put them at the service of agriculture and online commerce.
Zowasel is a digital solution developed by a Nigerian startup. It enables smallholder farmers to use technology to improve their productivity, sustainability, and profitability across the value chain. The Lagos-based agritech startup that launched the solution was founded in 2019 by Jerry Oche and Oghenekome Umuerri. It aims to leverage data science and artificial intelligence to validate and secure the agricultural value chains, from farm to market.
To achieve that goal, it developed an Android app, which enables farmers to access its network of agronomy experts who evaluate productivity and strive to improve crop quality to attract good buyers.
Zowasel also checks buyers’ information such as their creditworthiness before connecting them to farmers. "We match buyers and sellers of the same commodity. [...] You decide on pricing and terms together, Zowasel enforces smart contracts and ensures that all transactions are shipped and payments are made after delivery without any issues," the platform indicates.
In 2021, the agritech startup claimed it was working with more than 1.5 million smallholder farmers in northern Nigeria. That same year, it secured $100,000 in funding from Guinness and Prosimador at the Zero Hunger Sprint 2021, an event held in Lagos and supported by the World Food Programme. Although it has launched operations in the Niger Delta to support smallholder farmers there, expansion outside Nigeria is not yet on its agenda.
Adoni Conrad Quenum
He is a former Deputy Minister of Investment and International Cooperation in Egypt. He is the brain behind several accelerators. He now runs an investment firm and financial services platform that supports fintech startups.
Shehab Marzban (photo) is an Egyptian entrepreneur and investor. He is the co-founder and managing partner of Camel Ventures, the first venture debt and fintech-focused investment firm in Egypt.
The investment firm, founded in 2020, partners with exceptional co-founders to help them build sustainable and high-growth businesses with regional and even global reach. It recently launched a $16 million fund focused on the Egyptian fintech startup ecosystem. The fund is regulated by the Egyptian Financial Regulatory Authority and offers equity investments for early-stage startups and local currency venture loans for later-stage startups.
“The success of the startup relies on the collective strength of all partners and stakeholders. We focus on our deep local knowledge, regulatory and business expertise, as well as our global outreach and network to support local champions while strengthening their growth on a regional and global level,” Camel Ventures said when announcing the VC fund.
Its managing partner, Shehab Marzban, graduated from Cairo University with a Master's in Operations Research and Decision Support in 2004. He received his Ph.D. in Information Systems and Operations Research from the University of Cologne in 2008 and did postdoctoral research in Islamic Economics and Finance at Durham University between 2009 and 2012. In 2015, he completed an executive program in venture capital at the Haas School of Business at the University of California, Berkeley.
In 2021, he founded Digital Finance Holding (DFin), a financial services platform that supports and promotes financial technology (fintech) companies in the non-bank financial services sector.
In 2012, he founded the crowdfunding company Shekra to support the education, legality, funding, mentoring, and monitoring processes of startups. In 2017, he also founded the entrepreneurship center Fekretak Sherketak, the investment company Egypt Ventures, and the accelerator EFG EV Fintech that focuses on fintech startups.
Formerly an external consultant on venture capital, micro, small and medium enterprises, and Islamic finance at the World Bank Group (2013-2015), he worked at Egypt's Ministry of Investment and International Cooperation for 4 years. First appointed as a senior economic advisor to the minister in 2015, he later held the positions of deputy minister and chief advisor to the minister there.
Melchior Koba
In 2019, the Moroccan government launched a national strategy to improve financial inclusion across the country. To achieve the objectives set in that strategy, the executives are working with public and private partners.
Last Friday, the World Bank’s board of directors approved a third Development Policy Loan (DPL) of $450 million for Morocco.
According to an IMF release dated April 3, 2023, this DPL aims to support the Moroccan government in the implementation of reforms to improve financial inclusion, digital entrepreneurship, and individuals and businesses’ access to infrastructure and digital services.
“This third financing is in line with the recommendations of the New Development Model (NDM), which emphasizes the need for a paradigm shift to promote inclusive, private sector-led growth to improve public services and reduce social and spatial disparities,” indicated Jesko Hentschel, Country Director for the Maghreb and Malta at the World Bank.
The first DPL, amounting to $500 million, was approved in 2020. In June 2021, a second one -$450 million- was approved. Combined with the new one, the total DPL secured by Morocco amounts to $1.4 billion.
It is a continuation of the $700 million financing the World Bank approved, in 2019, to support financial inclusion and the digital economy in Morocco.
The various funding enabled Morocco to significantly push back the barriers to financial and digital inclusion. Today, 44% of Moroccans have a bank account compared to 29% in 2017, and 30% of them use digital payments compared to 17% in 2017, the IMF release reported.
“The infrastructure for digital payments has expanded with 31% of rural districts now covered by mobile payment networks and 19 mobile payment providers in operation,” the IMF indicates.
Samira Njoya
Government-owned postal company SOPECO wants to become a leading player in the digitization of the country’s services. To achieve that goal, it is joining forces with technology partners specialized in the field.
The Indian group ATDXT will support the Congolese Posts and Savings Company (SOPECO) in the digitization of its activities. A partnership agreement was signed, Thursday, March 29, to this effect between the two companies to create a digital finance platform promoting savings and microlending.
"We aim to popularize these inclusive products that range from digital savings and wallets to micro-loans, through a digital platform [that can be used from] a telephone. This will allow consumers to for instance make purchases without using cash and resell services, generating additional income to sustain their business,” said Ludovique Mbossa (photo, right), SOPECO’s general manager.
Thanks to that agreement, SOPECO joins the Senegalese and Djiboutian state postal companies that have already taken steps to digitize their activities. Under that deal, a digital savings platform, "Nova digitale", will be set up for SOPECO to improve financial inclusion by promoting access to financing for individuals and SMEs that are still left behind.
This partnership comes four months after the agreement signed between the Indian group ATDXT and the Congolese Minister of Digital Economy, Léon Juste Ibombo, to support the country in the realization of several projects, the most important of which is the digitization of SOPECO.
Samira Njoya
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The healthtech startup behind the solution was launched after a discussion, between its co-founders, on the lack of affordable healthcare in their country (South Africa). After that discussion, they decided to mobilize qualified healthcare professionals to find a solution to that challenge.
NOOSi is a healthtech solution developed by a South African start-up. It connects -virtually or in person- nurses to people who need home health care. The Cape Town-based healthtech was founded in 2021 by Sumarie Roodt and Catherine Williams to create a community where healthcare is accessible to all.
“NOOSi was started because we wanted to revitalize the South African healthcare system. We believe that this can be done by using a “tech4good” approach in a way that gives hardworking nurses new and better job opportunities and gives patients a way to get affordable and accessible healthcare,” explained Sumarie Roodt.
To access its services, users need to set up their NOOSI accounts through the solution’s web platform. The startup has a skilled workforce to perform every task, from chronic disease management care to mental and psychiatric care. The platform embeds a search bar where one has to fill in information such as the address of the potential patient, the services he/she needs, and the category of the service.
NOOSi always suggests the best nurse for every task since each of them is specialized in a particular area. When users select the nurse they want, they can contact them directly on Whatsapp to book their services. The rates applied depend on the services requested. Currently, the healthtech solution is only available in the Western Cape. The startup is typing to expand to other provinces before a possible international expansion.
Adoni Conrad Quenum
He is a biomedical engineer concerned with the protection of the environment in Africa and the world. He contributes his expertise to the cause through Kubik, a startup that transforms plastic waste into building materials.
Kidus Asfaw (photo) is an Ethiopian entrepreneur who graduated from Duke University with a bachelor's degree in biomedical and electrical engineering (in 2008). He is also a 2014 graduate of Princeton University with a master's in public affairs, development economics, and international affairs.
In 2021, he co-founded Kubik, an environmental startup which he serves as the CEO. His startup, founded in Kenya, gives a second life to hard-to-recycle plastic waste by turning them into low-cost and low-carbon building materials. Its ambition is to promote dignity through the construction of clean and affordable buildings for everyone and for every purpose -the materials can be used to build schools, clinics warehouses, and homes. On March 29, 2023, it was one of the two winners at the grand finale of the Global Startups Awards, considered one of the world’s biggest startup awards. Selected out of 120 tech companies from 115 countries, Kubik will thus have the opportunity to gain global recognition, explore new markets, access funding, and capitalize on an international network of leaders for its development.
Kubik is also one of the finalists of the 2023 Yale Africa Startup Review, a student- and alumni-led initiative that showcases founders and startups that are shaping Africa's future through entrepreneurship.
Before founding Kubik, Kidus Asfaw worked for UNICEF for over seven years. He joined the organization in 2014 as the product manager of the Global Innovation Centre in Uganda. Between 2017 and 2021, he was also UNICEF Uganda’s head of technology and innovation partnerships.
The entrepreneur has also worked in several other companies or institutions such as Accenture, where he was a technology manager between 2010 and 2012, and the World Bank where he was an innovation consultant from 2013 to 2014.
Melchior Koba
The fintech solution was launched by founders with over 20 years of experience in the African financial sector. With their experience in the industry, they know the challenges faced by populations when accessing the services offered by traditional financial institutions. So they set Carbon to address those challenges.
Carbon is a fintech solution developed by the Nigerian start-up OneFi. It allows access to digital banking services. The startup behind the solution is based in London and Lagos. Founded in 2012 by Chijioke Dozie and Ngozi Dozie, it has raised over $15 million in VC funding to accelerate its growth in Africa.
Through its mobile app -available for Android and iOS devices, users can register their account in just a few minutes and start accessing its services. Carbon also has a USSD code for potential users living in areas with no or poor access to the internet.
Among other things, the fintech allows users to pay bills, transfer money or get loans instantly. It has even integrated a feature that allows users to exchange messages when closing deals.
Every deposit on the platform is insured by the Nigeria Deposit Insurance Corporation. In other words, the insurance company protects depositors and guarantees the settlement of insured funds should the fintech solution become unable to refund deposits. In 2021, it signed a contract with Visa to issue digital and physical debit cards.
“Carbon is focused on delivering an unparalleled banking experience that is both safe and reliable across all touchpoints.[...] We want more customers to enjoy some of our popular products like Carbon Zero through their Carbon card, and the key to achieving this is our partnership with a leading payment and fintech-friendly company like Visa,” said Chijioke Dozie at the time.
In 2020, the fintech claimed about 659,000 customers and over $241.35 million in transactions processed. In addition to Nigeria, Carbon has a presence in Kenya and Ghana. Its ambition is to become a pan-African digital bank for Africans and the diaspora. The Android version of its app has already been downloaded more than a million times.
Adoni Conrad Quenum
In Nigeria, only a few states have access to reliable and affordable Internet. To address this deficit, the federal government is stepping up actions such as setting up and funding digital projects.
The Nigerian government on Wednesday (March 29) agreed to provide free broadband Internet access in 75 public places, including 20 airports, several tertiary institutions, and six marketplaces in the 36 states of the Federation. The Federal Executive Council of Nigeria (FEC) approved two contracts worth N24.20 billion ($52.5 million) for that purpose.
According to Digital Minister Isa Ali Pantami, the cost of providing broadband infrastructure to tertiary institutions and airports is N18.95 billion, while the second approval to provide broadband to selected markets is N5.25 billion.
“We want to ensure that students and staff benefit from unlimited internet. For airports, we know the difficulty when you land without any connectivity,” said Isa Ali Pantami.
“[...] for markets, it’s to support innovation-driven enterprises that are being championed by the Massachusetts Institute of Technology, where we try to give global visibility to our innovators, to our micro, small and medium enterprises, so that their market is not going to be narrowed and restricted only to our local communities,” he added.
The funding will finance the 2nd and 3rd phases of a broadband infrastructure project launched by the federal government. In 2019, the FEC approved a memo for the unlimited provision of Internet in 18 universities under the first phase of the project.
The said project is in line with the Nigerian National Broadband Plan 2020-2025, which aims to increase broadband penetration to 70% nationwide.
Samira Njoya