After studying finance, he gained several years of experience working in various companies. He now leverages technology to offer financial solutions to communities.

Tshepo Moloi (photo) is a South African entrepreneur and expert in finance and economics. He is the founder and CEO of Stokfella, a fintech startup launched in 2016.

Stokfella was born from the idea of modernizing collective savings and fostering community growth. By combining technology, finance, and cooperative economics, the startup aims to transform how South Africans save and build wealth in groups. Stokfella simplifies the management of rotating savings groups by enabling organizers to create groups, set savings goals, make secure payments, and track collective financial progress. The platform also offers tutorials and expert advice to support users on their shared savings journey.

Moloi holds multiple degrees from the University of Johannesburg. In 2009, he earned a master’s in mechanical engineering. In 2010, he completed a master’s in business management, accounting economics, and corporate law, followed by a master’s in finance in 2018.

His career began in 2008 as a lecturer at the University of Johannesburg. In 2011, he joined South African financial firm Nedbank, initially as a pricing specialist. He went on to serve as manager of pricing initiatives and reviews and later as a strategic analyst.

Melchior Koba