With degrees in finance and human physiology, he turned his focus to the healthcare industry. Using technology, he created an innovative solution to simplify medical bill payments for patients.

Jabulani Nyembe, a South African entrepreneur, is dedicated to improving access to healthcare services for all. He is the founder of Athena, a startup that creates solutions to make healthcare payments more manageable.

Founded in 2022, Athena allows patients to split their healthcare payments through its platform while gaining immediate access to necessary care. It facilitates the financing of co-payments and out-of-pocket medical expenses. With Athena, repayments can be spread over 3 to 6 months, and the startup claims to be more cost-effective than other credit solutions, charging only administrative fees. It helps users develop payment plans for medical expenses ranging from 500 rands (about 27 dollars) to 30,000 rands.

Before launching Athena, Jabulani Nyembe founded Clinalytics in 2018, where he served as CEO until 2022. Clinalytics provides software solutions to private practice physicians, helping them reduce workload, digitize medical records, and utilize analytics tools to improve clinical outcomes.

Nyembe holds a bachelor's degree in human physiology from the University of Pretoria and a bachelor's degree in finance and economics from the University of KwaZulu-Natal. After his studies, he worked as a clinical data analyst and administrator in 2017. In 2018, he joined Amanzi Social Enterprise, an Enactus project aimed at addressing water scarcity in South Africa, as a project manager.

Melchior Koba