A finance expert and advocate for financial inclusion in Africa, she is passionate about digital transformation. Leveraging technology, she provides digital financial services to Cameroonians, aiming to bridge the gap and empower underserved communities.

Grace Jerolgan Nganakala (photo) is a Cameroonian accountant by training and a tech entrepreneur. She is the co-founder and CEO of Futa, a fintech startup transforming how Cameroonians manage their mobile money transactions.  

Founded in 2022 by Grace Jerolgan Nganakala and Daniel Dang, Futa offers an innovative platform that consolidates all mobile money accounts into a single interface. This solution streamlines money transfers and payments across different operators while providing critical support to micro, small, and medium-sized enterprises (MSMEs). Businesses can efficiently pay suppliers and employees, while employees gain simplified access to fast loans.  

“Our platform develops a credit scoring system based on salary data and payment history to ease payroll management, boost employee productivity through hassle-free microloans, and accelerate credit analysis for financial institutions,” explains Nganakala.  

In addition to her work with Futa, she co-founded Bayebi Consulting in 2021, a management consulting firm specializing in digital marketing and information technology. Bayebi Consulting supports businesses in achieving operational excellence.  

Nganakala holds a bachelor’s degree in accounting from Ghana Communication Technology University (GCTU), earned in 2017. She later obtained a master’s degree in finance from GBSB Global Business School in Spain in 2019 and another in international finance from the Graduate School of Management in Barcelona in 2020.  

Her professional journey began in 2016 as an accounting assistant at Nissi Pharma, a Ghanaian pharmaceutical distribution company. In 2018, she joined the Barcelona-based fintech Kantox as a financial assistant. She later served as the administrative and financial manager for Dimbaya.com, a financial platform, in 2020.

Melchior Koba