To simplify financial and commercial transactions for the Gambian population, a tech entrepreneur has taken the initiative to digitize several financial services by developing a tailor-made solution.

Waychit is a digital solution developed by a Gambian startup to revolutionize financial transactions in the country. The app allows users to pay for fuel, airtime, mobile data, purchases at merchants, internet bills, and insurance—all through its mobile platform. Founded in 2022 by Hassan Y. Jallow, the start-up operates out of Brufut, offering convenience and innovation to individuals and businesses alike.

The mobile app is available on both iOS and Android and has already been downloaded over a thousand times, according to Google Play Store data. After downloading the app, users can create an account by entering their personal details. They are then granted access to all the services provided by the fintech, including a digital wallet that can be topped up to make online purchases at affiliated shops.

Waychit also offers tailored services for businesses. For instance, companies can use its digital fuel vouchers, enabling employees to refuel at partner gas stations hassle-free—an efficient alternative to physical vouchers that can be misplaced or forgotten.

"Waychit is a payment aggregator in The Gambia offering customized payment solutions for businesses. Our goal is to make payments easy and convenient, whether it’s paying, getting paid, or shopping," the start-up explains.

In July 2024, Waychit was selected as part of the inaugural cohort of the Timbuktoo Fintech Hub, a project supported by African nations and the United Nations Development Programme (UNDP). It joined 41 other African fintechs in this initiative aimed at fostering innovation across the continent.

By Adoni Conrad Quenum,

Editing by Sèna D. B. de Sodji