The solution aims to facilitate access to insurance policies for Africans. It was launched by a trained telecoms engineer who switched to the insurance sector after a fifteen-year career.

Assuraf, an insurtech solution developed by a Senegalese startup, allows users to purchase insurance policies online from their homes or offices. The Dakar-based start-up, founded in 2018 by Souleymane Gning (photo), has already secured approximately $200,000 since its inception to develop its technology and facilitate its growth.

The start-up’s innovation lab focuses on disruptive products, business models, and ultra-personalized coverage, serving as a digital advisor and software factory for the industry value chain, including insurers, reinsurers, brokers, end users, and the partner ecosystem, according to the company’s LinkedIn page.

Its mobile application, available on iOS and Android, enables users to access various insurance policies offered by the startup once they download the application and create an account. Assuraf provides car/motorcycle, home, travel, health, and life insurance. Users can even obtain a free quote within minutes by providing the necessary information.

Upon quote validation, Assuraf facilitates the completion of all procedures online. Its web and mobile platforms, accessible 24/7, allow for online payment and the submission of all documents required to finalize contracts. Additionally, it offers the capability to report a claim.

In the event of a road accident involving a car insured with Assuraf, users complete a form providing details such as the type of insurance, policy number, date and time of the accident, and the vehicle involved if they have insured multiple vehicles from their account. The startup then processes the information and ensures the completion of the procedure.

Adoni Conrad Quenum