Financial inclusion in Africa still has a long way to go. In recent years, fintech startups have been offering solutions that are better suited to the daily lives of the continent's populations.

CLIKPAY Money is a neobank established by a Gabonese startup, offering mobile payment and money transfer services to both individuals and businesses. Founded in 2020 by Mark Doumba, the startup operates from headquarters in Libreville, Gabon, and Dubai, United Arab Emirates.

The CLIKPAY solution includes a mobile app available on both iOS and Android platforms, with over 10,000 downloads according to Play Store’s data. Users can create an account by providing personal information, which grants access to various CLIKPAY features.

Key features of the app include real-time fund transfers with alerts, QR code scanning for merchant payments, purchasing airtime and internet bundles from multiple telecom operators, and access to a network of agent points across Gabon's nine provinces for convenient cash deposits and withdrawals.

For businesses, CLIKPAY offers the CLIKPAY Business service. This allows companies to manage payroll, pay suppliers, generate transaction reports, evaluate performance, handle invoicing, and perform accounting tasks via the mobile or web application.

According to CLIKPAY, every transaction is encrypted and protected by a personal code (Mpin), with robust fraud detection systems in place to safeguard user security.

By Adoni Conrad Quenum,

Editing by  Feriol Bewa